Who Will Pay My Medical Bills After a Car Accident?

After a car accident in California, figuring out who covers the medical bills can be a big concern due to the high costs of medical treatment. However, it’s crucial not to let the fear of expenses deter you from getting the care you need.

In California, an “at-fault” system determines financial responsibility for the accident. Essentially, the party found responsible for causing the accident is liable for compensating the injured party’s losses, including medical expenses. Understanding and navigating the “at-fault” system for fair compensation can be complex. A skilled car accident lawyer guides you through your legal options and protects your rights.

Are you in a Fault or No-fault State?

Determining whether you are in a fault or no-fault state is crucial for understanding how car accident claims are handled. In fault states, the party responsible for causing the accident is liable for damages. You can file a claim against the at-fault driver’s insurance if you’re injured in a car accident. Conversely, no-fault states require each party’s insurance to cover their own injuries and damages, regardless of who caused the accident. While no-fault does not eliminate responsibility, it allows for quicker insurance payouts without the need to establish fault first.

California follows an “at fault” system, which means that if someone is legally at fault for an accident, their insurance must cover all related medical expenses. Fault is established through a negligence standard, holding the driver and potentially the registered owner accountable for any injuries caused by their negligence, as defined by violations within the California Vehicle Code. If another party is found at fault, you may pursue compensation for your damages and future losses. And if you are partially or entirely at fault, consulting with an attorney is recommended to navigate the complexities of fault determination and its implications on compensation.

Shouldn’t the At-fault Party Pay for Medical Bills?

While it’s true that the party at fault should cover medical expenses, immediate compensation is rare even when a fault is clear. Medical treatments for serious injuries often span months or even years, making it difficult to determine total medical costs until significant recovery occurs. Hence, you may need to initially rely on your health insurance or personal funds to cover these expenses.

In California’s tort liability system, the responsible party is ultimately liable for your medical bills. However, determining and obtaining this compensation can take time, during which you’ll need to find alternative ways to manage your medical expenses.

Does the Health Insurance Cover Car Accident Bills?

Yes, health insurance can cover your car accident bills, but the extent of coverage depends on your policy details. It’s important to check your insurance terms or contact your insurer for specific information. Additionally, if another party caused the accident, their auto insurance might be required to pay for your medical costs.

If your health insurance cannot fully cover the damages, consider filing a personal injury claim against the responsible parties. Consulting a car accident attorney can clarify and assist in managing this process.

Process to Get Compensation for Car Accident Medical Bills

Getting compensation for car accident medical bills involves proving that someone else’s carelessness caused the accident. Carelessness, or negligence, means not being as careful as expected in a given situation. If someone’s negligence leads to an accident, they should cover all resulting costs, including your medical bills.

To claim compensation, you need to list all your expenses in the insurance claim. The insurance company will try to pay as little as possible. To deal with this and aim for the full compensation you deserve, it’s wise to get help from an experienced accident lawyer.

How can a Car Accident Lawyer Help you Include your Medical Bills in your Claim?

Injuries sustained from a car accident may require long term treatment and care. While treating for the injuries, the rising medical bills can add up to your burden. If you are burdened with substantial medical expenses, we advise you to consult with a car accident lawyer. Legal professionals thoroughly understand the tactics insurance companies use to minimize settlements. Thus, they can build a strong case and fearlessly negotiate on your behalf to obtain maximum compensation.

Contact a Car Accident Lawyer to Help Claim your Medical Bills

It’s critical to seek legal assistance immediately after a car accident. If you are facing any difficulties, a qualified lawyer can help you solve problems. We at Nordean Law are leading Orange County personal injury lawyers and can handle your case. We can guide you throughout the process, from the initial phase to collecting evidence to build a strong claim. You can focus on your recovery while we seek maximum compensation for your damages. Trust us to be your voice and protect your rights. There are no fees unless we win for you. So don’t worry, and contact us now.

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Author Bio

Samuel ‘Sam’ Nordean is a founding partner of Nordean Law, APC. He is passionate about standing up for people who struggle with accidental injuries and mistreatment from insurance companies. He holds Bachelor’s and Master’s of Science degrees in Biochemistry from Portland State University. He then earned his Juris Doctor degree from Chapman University School of Law. Sam started Nordean Law to commit to helping people who cannot fight for themselves. His strengths are in representing victims in car accidents, fatal accidents, negligence cases and liability accidents.

Picture of Author Bio
Author Bio

Samuel ‘Sam’ Nordean is a founding partner of Nordean Law, APC. He is passionate about standing up for people who struggle with accidental injuries and mistreatment from insurance companies. He holds Bachelor’s and Master’s of Science degrees in Biochemistry from Portland State University. He then earned his Juris Doctor degree from Chapman University School of Law. Sam started Nordean Law to commit to helping people who cannot fight for themselves. His strengths are in representing victims in car accidents, fatal accidents, negligence cases and liability accidents.

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